The Agricultural Resource Development Loans (ARDL) are available for conservation projects on UTah farms and ranches. ARDL, a revolving loan fund, is administered by the Utah Department of Agriculture and Food under the direction of the COnservation Commisssion. The loan program is focused on conserving soil and water, improving water quality, developing on-farm energy projects, and preventing flood and natural disaster damage.
ARDL funds are offered at 3% itnerest for a maximum of 12 years. There is a one time administration fee of 4% that is added to the loan total and paid off with the loan. Combining ARDL funds with other grants and loans is encouraged in order to provide the maximum benefit in conservation.